Clear Conditions in Minutes, Not Hours

Upload a loan file. Get AI-powered condition clearing + full guideline verification + investor-ready citations in <5 minutes. DeepClerk handles the review. You handle the decision. No enterprise contract. No implementation. Just speed.

AI assists — you decide | Try the demo — no signup required
256-bit encryption  ·  SOC 2 compliant practices  ·  No data retention
File Review: Johnson, M. — FHA 203(b)
Income — W-2s, 2 years paystubs
Cleared
Credit — 680 FICO, DTI 41.2%
Cleared
Appraisal — Value supported, no repairs
Cleared
Assets — Large deposit $4,200 unsourced
1 Condition
Title — Clear, no liens
Cleared
AUS — DU Approve/Eligible
Verified
Analysis complete in 4 minutes

Condition Clearing Takes 15–45 Minutes Per Item. It Shouldn't.

Independent mortgage brokers lose $500–$2K per file to condition clearing overhead. Your underwriter hunts through HUD guidelines, Fannie Mae manuals, and VA pamphlets to write one condition letter. Then repeats it 5 times per day. That's 40–60% of their time on compliance reading, not underwriting judgment. DeepClerk automates the reading. Conditions clear in minutes. Your team focuses on decisions.

Clear Conditions in 4 Minutes

What takes your underwriter 15–45 min per condition, DeepClerk handles in 4 minutes total. Full-file review, every guideline checked, conditions auto-drafted with citations. Ready for investor submission. Speed without sacrificing compliance.

Auto-Generated Guideline Citations

Every condition includes the exact guideline source (HUD 4000.1 II.A.4, VA Pamphlet 26-7, Fannie Mae Sells Guide). No guessing. No hunting through handbooks. Investor-ready language generated instantly. You review and send.

🛡️

Compliance Built In, No Audit Risk

Every finding verified against current guidelines. All citations traceable. AI assists—you decide. Examiners see a compliant process backed by documented guideline checks. Your team stays in control and audit-ready.

💰

Handle 2x More Conditions Daily

Your underwriter spends 30–60% of time on compliance reading, not judgment. DeepClerk handles the reading. Your team focuses on exceptions, exceptions, and closing. Same people, doubled output, zero enterprise overhead.


Others speed up submission.
DeepClerk speeds up condition clearing.

Condition clearing is your biggest time sink — 15–45 min per item for guideline research + condition drafting. We automate that exact work. Full guideline checks, auto-drafted citations, compliance documentation. Your underwriter reviews in 2 minutes instead of 30. That's the bottleneck we solve.

Ocrolus

Data Extraction

Pulls data from documents. Does not verify guidelines or generate conditions. Faster submission pipeline, but doesn't touch your condition clearing workflow.

DeepClerk

Condition Clearing Automation

Reads files, checks every guideline, auto-drafts conditions with citations. Focuses on the exact 15–45 min per-condition bottleneck your team faces daily. $299/mo membership or $29/file.

TurnKey / HES / Zest

Origination Platform

End-to-end LOS + decisioning. Built for $1B+ shops with 50-loan minimums. Solves different problems (submission speed, workflow). Not specialized for independent condition clearing bottlenecks.

"Clear conditions in 4 minutes instead of 30."
8
Underwriting areas checked per file (income, credit, assets, property, title, insurance, AUS, employment)
<5 min
Average time from upload to full guideline review + conditions
3
Guideline sets covered — FHA (HUD 4000.1), VA (Pamphlet 26-7), Conventional (Fannie/Freddie)

Start free.
Upgrade when it's obvious.

Your first 3 analyses are on us. No credit card. See exactly what DeepClerk finds before you commit to anything.

Upload Your First File Free →

No credit card required  ·  3 free analyses  ·  Cancel anytime

Free
$0
3 analyses, no card needed
  • FHA, VA, Conventional checks
  • Condition generation
  • Guideline citations
Pay-Per-Analysis
$29 /file
No commitment — pay when you need it
  • 1 credit per purchase
  • All guideline checks
  • No monthly fee
Frequently Asked Questions
Is my data secure?
Yes. Files are processed in memory and never stored permanently. All data is encrypted in transit using 256-bit encryption. We follow SOC 2 compliant practices and do not retain any loan data after analysis is complete.
What loan types do you support?
DeepClerk checks FHA, VA, and Conventional loans against current guidelines. That covers over 95% of residential mortgages in the U.S.
How accurate is the AI — does it replace underwriting decisions?
No. DeepClerk is a reading assistant, not a decision-maker. It checks every data point against official guidelines and surfaces findings with citations. You review every flagged item and make the final underwriting call. Every condition is written by your team. AI assists—you decide. Examiners see a compliant manual underwriting process backed by documented guideline verification. DeepClerk removes the compliance reading burden so your underwriter can focus on judgment and exceptions.
Do I need to install anything?
No. DeepClerk is fully web-based. Upload a PDF, get your analysis in minutes. Works in any modern browser. No software to install, no plugins, no downloads.
What file formats do you accept?
We accept PDF files — both scanned documents and digitally generated PDFs. Upload your loan file as-is and DeepClerk handles the rest.
Real Results

What Mortgage Professionals Are Saying

From independent brokers to mid-size brokerages, loan officers are using DeepClerk to clear conditions faster and handle more files per day.

💬

"Cut condition clearing from 45 min per item to under 5 minutes. My underwriter now handles double the volume without burning out."

Loan Officer · Houston, TX
📋

"Every file now gets a complete condition list before it goes to underwriting. No more missing documents mid-review."

Operations Manager · Austin, TX

"We used to lose 2–3 days per file to condition back-and-forth. DeepClerk catches it upfront. Turn times are measurably shorter now."

Branch Manager · San Antonio, TX
See Full Case Study & Results →

Clear Your First Conditions Free. See the Time Savings.

Your underwriter spends 30–60% of their time on compliance reading. Stop losing $500–$2K per file to condition clearing overhead. DeepClerk handles the guidelines. See exactly how much time your team recaptures.

Upload Your First File Free → ▶︎ See a Demo First